Start with the stress of showing up unprepared—no ID, undecipherable endorsement, wrong hours.
Valid ID & backup (passport, state ID, etc.)
Endorsement tips (“exactly as written”)
Know your check type (payroll, government, third-party)
Bring coupon for 50% off first check
Check business hours vs. bank restrictions
Why It Matters: Smooth, fast, and hassle‑free visits that save time—and money.